HGV Insurance

HGV insurance covers long-distance hauliers to transport freight, whether that’s their own goods or goods carried for hire and reward. Individual HGVs can be insured, though it is more common to combine 3 or more HGV vehicles into a single fleet policy. Cover can be arranged for vehicles and the freight carried. Speak to us about the type of goods you carry so we can advise on suitable, specialist cover for your business.

This gives you one renewal date and allows you to manage your vehicles and drivers under one policy, helping to improve efficiency in managing your fleet.

In addition to HGV fleet cover, we can also provide a range of telematics products to assist in vehicle tracking, driver training and keeping your insurance claims in check, potentially saving you money on your insurance premiums.

Our professional and friendly staff have years of experience in commercial motor insurance and, as a haulage specialist, can search for suitable cover for you. If your vehicle weighs more than 7.5 tonnes and you carry freight then HGV insurance is essential to keep your vehicle on the road.

Whether you run a business with several vehicles and require HGV fleet insurance, or are a sole trader who requires a single policy, it is important you are correctly covered at all times. No matter whether you run a business moving your own stock, or if you are a business transporting other businesses goods or assets for customers, you must have cover for your vehicle. It is also highly recommended to cover the items you are transporting, too.

How much HGV insurance costs depends on the type of cover you choose, the number and type of vehicles, the goods you carry, who will be driving the vehicles, your history of claims, and more. You may be able to get cheaper insurance quotes by choosing a Named Driver policy for fleets, adjusting your level of cover and talking to our expert insurance team for further guidance.