Business insurance
Most businesses face risks everyday.We provide competitively-priced cover for a broad range of businesses no matter the size or complexity.
What is business insurance?
Business insurance protects you from potential losses that may arise from your day-to-day activities. It can help in case of compensation claims, damage to your assets, or fire at your premises, for example.
It gives you the security to know that if the worst happens, you have cover in place.
Specific covers will vary depending on your business. Common covers include Public Liability, Employers’ Liability and business premises cover.
Public liability insurance
While physically interacting with the public is essential for many companies, dealing with the fallout from when things go wrong can be catastrophic for your business.
Public liability insurance helps to cover the possible impact of mistakes and mishaps, helping businesses ranging from self-employed tradespeople to owners of international businesses.
Employers’ liability insurance
Employers’ liability insurance is there to protect you and your business against compensation claims made by a member of staff if they become ill or injured while working for your business.
In most cases, it is a legal requirement, although there are some exceptions. Our team can help you understand what applies to your business.
Business premises insurance
However your business generates revenue, your premises are likely to be integral to your operation. We can help you find the cover to protect locations in many sectors and sizes, from cafes and restaurants to warehouses and offices.
Whether you need to protect the building itself or the goods inside – or both – we’ll help you find the policy that helps mitigate the risks you face.
What does business insurance cover?
No two businesses are the same, which means the risks they face will vary too.
There are multiple types of business insurance available to protect you, and it makes sense to take out policies you are most likely to need. We can help you find the cover that provides you with the protection your business needs.
As a broker, we can provide you with a package of covers that offers protection against the most common risks you may face. We can also provide commercial combined policies that are selected individually to suit your business needs.
Types of business insurance we offer:
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Public liability insurance
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Professional indemnity insurance
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Employers' liability insurance
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Business premises insurance
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Landlord insurance
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Business interruption insurance
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Plus many more to suit your business